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The risk of loss in trading or holding Digital Currencies and Cryptocurrencies can be substantial.

As with any asset, the value of cryptocurrencies can go up or down (and can even drop to zero), may be very volatile and there can be a substantial risk that you lose money buying, selling, holding, or investing in digital currencies and cryptocurrencies.

Cryptocurrency services are not currently regulated by the Bank of Lithuania or any other regulator in Lithuania. You should carefully consider whether trading or holding digital currencies or cryptocurrencies is suitable for you in light of your own financial situation and attitude to risk, as evaluated by you carefully. We do not make any representations or recommendations regarding the advisability or otherwise of trading in digital currencies and cryptocurrencies or any particular transaction.

We cannot and do not guarantee the timeliness, accuracy or completeness of any information (whether pricing, exchange rate or otherwise) provided in connection with any digital currency or cryptocurrency or your holding or trading of or in the same.

Crypto and traditional currencies in a single app.

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© Lama Technology 2023

Cryptocurrency services are supported by Lama EU. Lama EU is a trading name of LamaTechnology FS UAB, a company registered in Lithuania. Registered address Mėsinių str. 5, LT-01130 Vilnius, Lithuania. Company No. 305833209. LamaTechnology FS UAB is registered by the Register of Legal Entities of Lithuania for the provision of cryptocurrency services. Lama's cryptocurrency services are controlled by Lithuanian FCIS. Lama's cryptocurrency services are not regulated by the Bank of Lithuania.

Your e-money account and related payment services are provided by Modulr Finance B.V.

LamaTechnology FS UAB is a partner of Modulr Finance B.V., a company registered in the

Netherlands with company number 81852401, which is authorised and regulated by the Dutch Central Bank (DNB) as an Electronic Money Institution (Firm Reference Number: R182870) for the issuance of electronic money and payment services. Your funds will be held in one or more segregated accounts and the full value safeguarded in line with the Financial Supervision Act (Wet op het Financieel Toezicht, Wft) – for more information please see here.

Cryptocurrency services provided by Lama EU are separate and unrelated to the account and payment services you receive from Modulr Finance B.V.

Your card is issued by Modulr Finance B.V. pursuant to a license by Visa Europe. Visa and the Visa brand mark are registered trademarks of Visa Europe.